Should You Drop Your Full Auto Coverage for Just Liability?

If you drive then having auto insurance just goes with the territory. However, how much you pay out for your auto insurance all depends on how much coverage you want to carry. Your goal should be to pay as much as you need to be covered without paying too much. One choice you have to make is who you want your coverage to come from, the other decision will be what level of coverage you want. According to a saving money article, some of the levels include: full coverage, liability, as well as various levels of deductibles. Before you can make an educated decision you probably need to understand the difference between liability and full coverage. With full coverage, all cars involved are covered as well as if your car had a tree fall on it or if it was vandalized. Liability only takes care of the damage that your car caused to the other car and person and will not cover your car. According to an article, the majority of the states require that you carry at minimum, liability insurance. The premium is the bill you are responsible for each month or quarterly in order to pay your insurance to maintain your coverage.

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